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Finance and pensions NEWS

Elderly care funding 'can't wait until 2016'
The elderly care system needs more money now and the coalition must not let people down on long-term funding, says Lord Warner

Tuition fees ''could be limited to £6,000''
There are strong arguments for university funding to be increased, even in times of austerity, says think tank

'Merge NHS and adult social care budgets'
Government reforms alone will not solve the challenge of funding social care, says King's Fund

HMRC ''complacent'' over tax credit errors
HM Revenue & Customs' claim that it was responsible for only 2.5 per cent of errors was ''far-fetched'', says public accounts committee

Tax credits claimants targeted by online criminals
HMRC has warned people claiming tax credits about online scammers attempting to steal credit card details and personal information

''My government will continue to focus on building a stronger economy''

The Queen's speech outlining the coalition's legislative programme contained 17 bills but it has already been criticised as a lost opportunity to stimulate growth. Here is the full text of what Her Majesty said

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